Twino P2P platform to start listing Spanish loans February 16th 2017.

Last week I wrote a blog post Speculating what the loans terms will be of the new Spanish loans announced by Twino in a recent update email. I had hopes these loans which run for a duration of one month and are covered by the buyback guarantee would be 13%+ to make it a

Where have the TWINO peer to peer lending loans gone?

The month of February 2017 has been very sparse for Twino peer to peer lending loans. In fact I think I have only managed to pick up a dozen since the start of the month with my auto investing feature. This is a stark contrast to the amount of loans that I have experienced flowing through the platform since I started lending my money there. Hopefully this is not something to worry

Twino peer to peer lending exciting updates.

Interesting updates from peer to peer lending platform Twino.

As I had mentioned in an earlier blog post I have been investing now on the TWINO peer to peer lending platform for around 4 months and in this time I have had some ups and also downs. However things have now stabilised and I have my game

Peer to peer lending review, Twino

Peer to peer lending with Twino.

In 2015 Twino launched a peer to peer lending marketplace based in Latvia which deals in unsecured consumer loans. Investors across Europe can chase very high rates of returns on this platform by buying into these unsecured loans that are taken up by borrowers from Latvia, Poland, Georgia, Russia and also Denmark.

There are 4 ratings of loans and these are as follows, buyback, A, B and band C. The buyback loans come with a variety of different interest rates ranging from around 10% up to 15% and are all covered by the buyback guarantee. This means that in the case of the borrower defaulting on payment Twino will buyback the loan part from you including accrued interest after it has reached 30 days late.

Band A,B,C loans are ranked by how likely the loans are to turn

Saving Stream peer to peer lending review.

Peer to peer lending with Saving Stream

After around 3-4 months of investing my money into Ratesetter  I was already beginning to wonder what else was out there, was there better returns to be made on different peer to peer lending platforms? It was not long until I had stumbled upon one such platform which goes by the name of Saving Stream.

The interest rate paid to investors on Saving Stream was a real eye opener to me, being quite new to the game. At 12% per annum paid at 1% per month I was salivating at the prospect of the huge returns that could be made through the process of compound interest. I mean come on

What is peer to peer lending and how does it work?

What is peer to peer lending?

I thought it would be a good idea to make one of my opening blog posts about the whole idea of peer to peer lending. When I first heard about P2P I did not have a clue what it was really about of how to go about getting into it, so i headed off to Google to do a shed load of reading. In the end I found that there was just to much information floating around and a lot of it was very complex and many of the people wanting to get into it were are more than likely new to investing money just like I was. This can make the whole process of taking your first steps very
daunting, something which it should not have to be.
So here I have decided to type out an explanation of what peer to peer lending is about in a way that I wish I could have found it to make it all a little bit less of a challenge to get started.

Peer to Peer lending has been around for roughly a decade now in

Peer to peer lending review: Ratesetter review

Peer to peer lending with Ratesetter

I like many others started off my peer to peer lending Investments on Ratesetter, lured in by what seems to be a relatively low risk investment with a small but decent interest rate and added £100 bonus for investing at least £1000 for a full year. This means that by investing £1000 on the one year market you stand to make a return of 13% at the 3% market rate of today. Comparing this to the current interest offered by the many