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Wednesday 15 February 2017

Twino P2P platform to start listing Spanish loans February 16th 2017.

The TWINO P2P lending logo

Last week I wrote a blog post Speculating what the loans terms will be of the new Spanish loans announced by Twino in a recent update email. I had hopes these loans which run for a duration of one month and are covered by the buyback guarantee would be 13%+ to make it a

Saturday 11 February 2017

Where have the TWINO peer to peer lending loans gone?

The month of February 2017 has been very sparse for Twino peer to peer lending loans. In fact I think I have only managed to pick up a dozen since the start of the month with my auto investing feature. This is a stark contrast to the amount of loans that I have experienced flowing through the platform since I started lending my money there. Hopefully this is not something to worry

Monday 6 February 2017

Twino peer to peer lending exciting updates.


Interesting updates from peer to peer lending platform Twino.

As I had mentioned in an earlier blog post I have been investing now on the TWINO peer to peer lending platform for around 4 months and in this time I have had some ups and also downs. However things have now stabilised and I have my game

Saturday 4 February 2017

Peer to peer lending review, Twino

Twino peer to peer lending logo

Peer to peer lending with Twino.

In 2015 Twino launched a peer to peer lending marketplace based in Latvia which deals in unsecured consumer loans. Investors across Europe can chase very high rates of returns on this platform by buying into these unsecured loans that are taken up by borrowers from Latvia, Poland, Georgia, Russia and also Denmark.
There are 4 ratings of loans and these are as follows, buyback, A, B and band C. The buyback loans come with a variety of different interest rates ranging from around 10% up to 15% and are all covered by the buyback guarantee. This means that in the case of the borrower defaulting on payment Twino will buyback the loan part from you including accrued interest after it has reached 30 days late.
Band A,B,C loans are ranked by how likely the loans are to turn

Friday 3 February 2017

Saving Stream peer to peer lending review.

Saving Stream peer to peer lending logo

Peer to peer lending with Saving Stream

After around 3-4 months of investing my money into Ratesetter  I was already beginning to wonder what else was out there, was there better returns to be made on different peer to peer lending platforms? It was not long until I had stumbled upon one such platform which goes by the name of Saving Stream.
The interest rate paid to investors on Saving Stream was a real eye opener to me, being quite new to the game. At 12% per annum paid at 1% per month I was salivating at the prospect of the huge returns that could be made through the process of compound interest. I mean come on